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Social Security Disability Insurance (SSDI)

Social Security Disability Insurance (SSDI)

Providing Financial Support When You Need it Most

Social Security Disability Insurance (SSDI) is a vital federal program that offers financial assistance to individuals who are unable to work due to a qualifying disability. Whether you’re dealing with a long-term illness or a disabling injury, SSDI is designed to provide a safety net, ensuring that you have the financial support you need during challenging times.

Key Aspects of SSDI

  • Eligibility Criteria: To qualify for SSDI, you must have a qualifying disability, have worked long enough to earn sufficient work credits, and meet other specific criteria outlined by the Social Security Administration.
  • Monthly Benefit Payments: Approved applicants receive monthly benefit payments based on their work history and average lifetime earnings.
  • Medical Eligibility: The disability must be severe enough to prevent you from engaging in substantial gainful activity and is expected to last for at least one year or result in death.
  • Continuation of Medicare: Individuals receiving SSDI benefits are generally eligible for Medicare after a waiting period.

Why SSDI Matters

SSDI provides crucial support because it:

  • Offers financial stability during periods of disability
  • Ensures access to necessary medical care through Medicare
  • Helps maintain a certain quality of life for individuals facing disabilities
  • Provides a safety net for individuals who can no longer work due to disability

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